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Health Reform: Don’t Put The Cart Before The Horse!
By Sharon Bigelow RN MSN ANP-BC AOCNP | 03-Sep-09 | 6:59 PM
 
Meaningful health care reform must be accomplished; sooner rather than later, to avoid deepening the national debt, however, rushing a plan through Congress without all the pieces in place isn’t the answer to the tune-up we need. 
 
Most Americans are satisfied with their health insurance, so why are we throwing out the baby with the bath water for just those that really need the coverage? Yes, we must address escalating costs; coverage for those that desire and cannot afford health insurance and tackle coverage issues. But other things must come before or in conjunction with reform or real change will be a bust.
 
Enact Immigration Reform: An estimated 10 million of the uninsured are illegal immigrants. Do Americans really know and understand who we believe should be covered and who should be turned away? Let’s have some thoughtful discussion to understand if and how illegal immigrants should receive the benefit of our health care dollars and then decide how to integrate this into health care reform. 
 
Enact Medical Malpractice Reform: Lawyers must get out of the way so doctors will stop ordering unnecessary tests. Costs will decrease if doctors know that lawyers will restrain from pursuing unnecessary law suits. National torte reform is essential for doctors to once again trust their education, instincts and physical exams but they will not stop practicing defensive medicine until this is accomplished.
 
Increase Primary Care Provider Infrastructure/Reimbursement: There are not enough providers to care for all those coming to the table now and it will quickly get worse if 47 million people will soon try and make appointments with primary care providers. Move quickly to incentivize docs to practice family medicine. Incentivize docs to practice in rural communities and liberalize the laws which constrain nurse practitioners in many states to independently practice. Take the “business” out of medicine - Stop the “cattle call” of patients to bolster revenue and start reimbursing for quality visits and not quantity.
 
Create a Patient-Centric Focus: Put patients first! Patients have gotten lost in the mix between the doctor, the payer and the drug companies. Consumers are held hostage to what payers will provide for and we better be happy with it because there are no other options. Patients are routinely confronted with little or no choice in almost every aspect of health care and they are the most important stakeholder. Patient choice is the cornerstone of a democratic system. Put patients in the center of their care with tools and services to help them become healthier and manage their health. Give patients their electronic medical records to own, not the payers, institutions or the doctors and keep payers out of decisions that only patients, families, in consultation with doctors, must make.
 
With an understanding of these issues, health care reform will be easier to plan and legislate. Then we can tackle quality and quality health insurance must include:
  • Adequate coverage: delete bias loop holes in coverage
  • Portability: must be able to take it with you when you go
  • Affordability: options for everyone who wants it
  • No pre-existing conditions: needs to be a disgraceful thing of the past and
  • Affordable drugs: open up the generic market 
Let’s have some serious debate about these underlying issues so we can move quickly to the heart of health care reform. Put the cart back in the barn and take care of the basics with a transparent dialogue and all of the stakeholders at the table.
 
Stay Tuned for Part Two: What Cancer Patients Need in Health Care Reform

 

You can tell this comes from some conservative organization's talking points, not from real life or from the heart. So let me tell you my story. When I was a the 1st time with breast cancer ("the kind you'd want, if you had to pick one, fully curable by surgery, same risk of future cancer as the general population"), my insurance went up to $3,600 a MONTH. Three thousand six hundred dollars -- and I was FINE. Unfortunately, my drs. failed to detect aggressive, invasive cancer that had been present along with the nice kind, and I ended up with Stage IV cancer 2 years later. I also delayed going to the dr. because I was waiting for my husband's new job -- and insurance -- to start. It would have cost about $1700 for my tests. Of course, if I'd gotten the tests before he started, I might have been refused insurance. Now let me tell you about my friend Paulette. A group of we women with advanced breast cancer would come for chemo on Tuesday afternoons so we could support each other and laugh and share ... One was Paulette, who was in the same metastatic-to-bone boat as me. We took the same chemo, as well as Zomeda and Avastin. Unlike me, though, her insurance company suddenly and inexplicably declined to pay for her Avastin. They wanted her to use a generic alternative, but there was none. Paulette went without Avastin for two months as her terrified husband fought valiantly with his -- and her, they worked together -- employer's insurance carrier to get the life-saving Avastin. He ended up taking out a $200,000 second mortgage on their home to pay out-of-pocket for the Avastin, which was then delivered each Tuesday by Fed Ex. Finally, in the last week of her life the insurance company backed down and agreed to pay for it again. But by then it was too late, the two months without Avastin was too long - the cancer had spread further. Sweet Paulette died. She was 47. She might have died eventually - we all will, right? - but certainly her life was cruelly cut short by that insurance company. The Avastin was working, and she lost ground fast without it. She had a policy that supposedly covered necessary medical care - and Avastin was necessary. But the insurance company held all the cards. And so my friend Paulette died. I now do volunteer work at my church for people in need of emergency financial assistance. many of them WERE middle class, employed ... but no face homelessness because they got sick. Tell me about "personal responsibility" and "accountability" for the 6 year old with cancer. Whose fault is that? What might her parents have done to prevent or pay for her care? They HAD insurance, but her mother lost her job -- and her insurance -- because she missed work too much taking her precious girl to the doctor. Her husband couldn't afford insurance -- he was self-employed. They burned through their life savings and their second mortgage and now are reduced to begging charitable organizations to survive. This is tragic. Ours is the only civilized nation that allows its productive people to lose everything -- including their lives -- because they can't afford to pay for health care. And we also are very low as nations go in terms of health status -- and yet we pay WAY more than any other nation per capita for care. Our system is crazy, and is not working. Insurance companies pay executive tens to hundreds of millions and yet deny care and rise prices. I totally disagree with the industry-sponsored editorial printed above. Let's hear from some REAL PEOPLE, with REAL STORIES. I pray our nation does the right thing by its most vulnerable. Matthew 25:39.
Posted By: Standard Shpeil (sp?) | 23-Sep-09 | 10:40 PM
[REVISED - TYPOS FIXED] You can tell the above piece comes from some conservative organization's talking points, not from real life or from the heart. So let me tell you my story. When I was diagnosed the 1st time with DCIS breast cancer ("the kind you'd want, if you had to pick one, fully curable by surgery, same risk of future cancer as the general population"), my insurance went up to $3,600 a MONTH. Three thousand six hundred dollars -- and I was FINE. How much would it be if I'd been SICK? Unfortunately, my drs. failed to detect aggressive, invasive cancer that had been present along with the nice kind, and I ended up with Stage IV cancer 2 years later. I also delayed going to the dr. because I was waiting for my husband's new job -- and insurance -- to start. It would have cost about $1700 for my tests. Of course, if I'd gotten the tests before he started, I might have been refused insurance. So a mistake led to Stage IV cancer. I don't plan to sue, but certainly could. And I made the decision not to get tested until we had insurance -- a mistake perhaps -- but also maybe not, since I might not have been able to get coverage if I'd known I was sick before our insurance started. Now let me tell you about my friend Paulette. A group of we women with advanced breast cancer would come for chemo on Tuesday afternoons so we could support each other and laugh and share ... One was Paulette, who was in the same metastatic-to-bone boat as me. We took the same chemo, as well as Zomeda and Avastin. Unlike me, though, her insurance company suddenly and inexplicably declined to pay for her Avastin. They wanted her to use a generic alternative, but there was none. Paulette went without Avastin for two months as her terrified husband fought valiantly with his -- and her, they worked together -- employer's insurance carrier to get the life-saving Avastin. He ended up taking out a $200,000 second mortgage on their home to pay out-of-pocket for the Avastin, which was then delivered each Tuesday by Fed Ex. Finally, in the last week of her life the insurance company backed down and agreed to pay for it again. But by then it was too late, the two months without Avastin was too long - the cancer had spread further. Sweet Paulette died. She was 47. She might have died eventually - we all will, right? - but certainly her life was cruelly cut short by that insurance company. The Avastin was working, and she lost ground fast without it. She had a policy that supposedly covered necessary medical care - and Avastin was necessary. But the insurance company held all the cards. And so my friend Paulette died. I now do volunteer work at my church for people in need of emergency financial assistance. Many of them WERE middle class, employed ... but now face homelessness because they got sick. Tell me about "personal responsibility" and "accountability" for the 6 year old with cancer. Whose fault is that? What might her parents have done to prevent or pay for her care? They HAD insurance, but her mother lost her job -- and her insurance -- because she missed work too much taking her precious girl to the doctor. Her husband couldn't afford insurance -- he was self-employed. They burned through their life savings and their second mortgage and now are reduced to begging charitable organizations to survive. They were responsible parents, with college savings, a health savings account, extra in the bank for a rainy day; they did everything right. And now they're on the street. Where's the "accountability" and "personal responsibility" they are missing?? This is tragic. Ours is the only civilized nation that allows its productive people to lose everything -- including their lives -- because they can't afford to pay for health care. And we also are very low as nations go in terms of health status -- and yet we pay WAY more than any other nation per capita for care. Our system is crazy, and is not working. Insurance companies pay executive tens to hundreds of millions in salary and bonuses and yet they deny care and raise prices. I totally disagree with the industry-sponsored editorial printed above. Let's hear from some REAL PEOPLE, with REAL STORIES. We need to take care of our sick people -- and sooner or later, except for those taken by accidents, that will be every single one of us. It makes economic sense to restore people to productivity rather than destroying them. I pray our nation does the right thing by its most vulnerable citizens. Matthew 25:39.
Posted By: BGarlock | 23-Sep-09 | 10:50 PM
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